Responsible Lending Statement
Omari Finance (Pty) Ltd is committed to responsible, fair, and ethical lending practices. Our goal is to provide access to credit while protecting our customers from financial harm and over-indebtedness.
We adhere to responsible lending principles by:
- Conducting affordability assessments before approving any loan
- Assessing income, expenses, and existing financial obligations
- Providing clear and transparent information on interest rates, fees, and total cost of credit
- Ensuring customers understand their repayment obligations
- Avoiding reckless or irresponsible lending practices
We encourage customers to borrow only what they can reasonably afford to repay. Credit should support financial wellbeing, not create long-term hardship.
If you are unsure whether a loan is suitable for your circumstances, we encourage you to contact us before applying.